DGI U.S. Government Money Market Fund

Class A Withholding - MFAXX
Class A Non-Withholding - MFEXX
Class I Withholding - MFOXX
Class I Non-Withholding - MFUXX
Fact Sheet
Summary Prospectus

Investment Objective and Strategy

  • The Fund seeks to provide current income consistent with preservation of capital and liquidity.
  • The Fund invests in high-quality, short-term securities that are issued or guaranteed by the U.S. government or by U.S. government agencies and instrumentalities.
  • The Fund is registered with the Securities and Exchange Commission (SEC 1933 Act).
  • The Fund is subject to SEC rules applicable to government money market funds, including Rule 2a-7 under the Investment Company Act of 1940.

Fund Management

Oriental Trust, a separately identifiable division of Oriental Bank, is the Investment Adviser for the Fund and has overall supervisory responsibility for the general management and investment of the Fund's portfolio.

Fund Facts

  • Ticker
    MFAXX
  • CUSIP
    23292A 809
  • Fund Inception Date
    04/16/2025
  • Share Class
    Class A Withholding
  • Fund Cut-off Time
    4:00pm EST
  • Minimum Investment
    $0
  • Asset Class
    Money Market Fund

Fund Statistics

as of XX/XX/XXXX

  • NAV
    -
  • 7 Day Yield1
    -
  • Daily Liquid Assets
    -
  • Weekly Liquid Assets
    -
  • WAM (days)2
    -
  • WAL (days)3
    -
  • Fund Assets
    -
  • Expense Ratio4
    0.95%

1 7-Day Yield: is the average income return over the previous seven days, assuming a fixed rate for one year. It is the fund’s total income net of expenses, divided by the total number of outstanding shares and includes any applicable waiver or reimbursement.

2 Weighted Average Maturity (WAM): This is the weighted average of all the maturities of the securities held in a fund. It can be used to measure sensitivity to interest rate changes and markets changes.

3 Weighted Average Life (WAL): is the weighted average of the life of the securities held in a fund or portfolio and can be used as a measure of sensitivity to changes in liquidity and/or credit risk.

4 Expenses are as of the most current prospectus. Please see the prospectus for additional information.

Fund Facts

  • Ticker
    MFEXX
  • CUSIP
    23292A 882
  • Fund Inception Date
    04/16/2025
  • Share Class
    Class A Non-Withholding
  • Fund Cut-off Time
    4:00pm EST
  • Minimum Investment
    $0
  • Asset Class
    Money Market Fund

Fund Statistics

as of XX/XX/XXXX

  • NAV
    -
  • 7 Day Yield1
    -
  • Daily Liquid Assets
    -
  • Weekly Liquid Assets
    -
  • WAM (days)2
    -
  • WAL (days)3
    -
  • Fund Assets
    -
  • Expense Ratio4
    0.95%

1 7-Day Yield: is the average income return over the previous seven days, assuming a fixed rate for one year. It is the fund’s total income net of expenses, divided by the total number of outstanding shares and includes any applicable waiver or reimbursement.

2 Weighted Average Maturity (WAM): This is the weighted average of all the maturities of the securities held in a fund. It can be used to measure sensitivity to interest rate changes and markets changes.

3 Weighted Average Life (WAL): is the weighted average of the life of the securities held in a fund or portfolio and can be used as a measure of sensitivity to changes in liquidity and/or credit risk.

4 Expenses are as of the most current prospectus. Please see the prospectus for additional information.

Fund Facts

  • Ticker
    MFOXX
  • CUSIP
    23292A 874
  • Fund Inception Date
    04/16/2025
  • Share Class
    Class I Withholding
  • Fund Cut-off Time
    4:00pm EST
  • Minimum Investment
    $0
  • Asset Class
    Money Market Fund

Fund Statistics

as of XX/XX/XXXX

  • NAV
    -
  • 7 Day Yield1
    -
  • Daily Liquid Assets
    -
  • Weekly Liquid Assets
    -
  • WAM (days)2
    -
  • WAL (days)3
    -
  • Fund Assets
    -
  • Expense Ratio4
    0.70%

1 7-Day Yield: is the average income return over the previous seven days, assuming a fixed rate for one year. It is the fund’s total income net of expenses, divided by the total number of outstanding shares and includes any applicable waiver or reimbursement.

2 Weighted Average Maturity (WAM): This is the weighted average of all the maturities of the securities held in a fund. It can be used to measure sensitivity to interest rate changes and markets changes.

3 Weighted Average Life (WAL): is the weighted average of the life of the securities held in a fund or portfolio and can be used as a measure of sensitivity to changes in liquidity and/or credit risk.

4 Expenses are as of the most current prospectus. Please see the prospectus for additional information.

Fund Facts

  • Ticker
    MFUXX
  • CUSIP
    23292A 866
  • Fund Inception Date
    04/16/2025
  • Share Class
    Class I Non-Withholding
  • Fund Cut-off Time
    4:00pm EST
  • Minimum Investment
    $0
  • Asset Class
    Money Market Fund

Fund Statistics

as of XX/XX/XXXX

  • NAV
    -
  • 7 Day Yield1
    -
  • Daily Liquid Assets
    -
  • Weekly Liquid Assets
    -
  • WAM (days)2
    -
  • WAL (days)3
    -
  • Fund Assets
    -
  • Expense Ratio4
    0.70%

1 7-Day Yield: is the average income return over the previous seven days, assuming a fixed rate for one year. It is the fund’s total income net of expenses, divided by the total number of outstanding shares and includes any applicable waiver or reimbursement.

2 Weighted Average Maturity (WAM): This is the weighted average of all the maturities of the securities held in a fund. It can be used to measure sensitivity to interest rate changes and markets changes.

3 Weighted Average Life (WAL): is the weighted average of the life of the securities held in a fund or portfolio and can be used as a measure of sensitivity to changes in liquidity and/or credit risk.

4 Expenses are as of the most current prospectus. Please see the prospectus for additional information.

Documents

Fact Sheet
Summary Prospectus
Prospectus
Statement of Additional Information
Semi-Annual Shareholder Report
Semi-Annual Financial Statements and Additional Information
Annual Shareholder Report (Class A Non-Withholding)
Annual Shareholder Report (Class A Withholding)
Annual Shareholder Report (Class I Non-Withholding)
Annual Shareholder Report (Class I Withholding)
Annual Financial Statements and Additional Information

Additional Disclosures / Important Risk Information

Investors should consider the investment objectives, risks, and charges and expenses of the Fund(s) before investing. The prospectus (and, if available, the summary prospectus,) contains this and other information about the Fund(s) and should be read carefully before investing. For further information please contact us by calling (787) 474-1993.

Additional risks include, Debt Securities, Interest Rate, New / Small Fund, Market, Changing Fixed- Income Markets, Tax and Credit Risks.

The Fund is distributed by Northern Lights, LLC, a member of FINRA/SIPC. Oriental Bank is not affiliated with Northern Lights.

Fund Facts

  • Ticker
    MFAXX
  • CUSIP
    23292A 809
  • Fund Inception Date
    04/16/2025
  • Share Class
    Class A Withholding
  • Fund Cut-off Time
    4:00pm EST
  • Minimum Investment
    $0
  • Asset Class
    Money Market Fund

Fund Statistics

as of XX/XX/XXXX

  • NAV
    -
  • 7 Day Yield1
    -
  • Daily Liquid Assets
    -
  • Weekly Liquid Assets
    -
  • WAM (days)2
    -
  • WAL (days)3
    -
  • Fund Assets
    -
  • Expense Ratio4
    0.95%

1 7-Day Yield: is the average income return over the previous seven days, assuming a fixed rate for one year. It is the fund’s total income net of expenses, divided by the total number of outstanding shares and includes any applicable waiver or reimbursement.

2 Weighted Average Maturity (WAM): This is the weighted average of all the maturities of the securities held in a fund. It can be used to measure sensitivity to interest rate changes and markets changes.

3 Weighted Average Life (WAL): is the weighted average of the life of the securities held in a fund or portfolio and can be used as a measure of sensitivity to changes in liquidity and/or credit risk.

4 Expenses are as of the most current prospectus. Please see the prospectus for additional information.

Fund Facts

  • Ticker
    MFEXX
  • CUSIP
    23292A 882
  • Fund Inception Date
    04/16/2025
  • Share Class
    Class A Non-Withholding
  • Fund Cut-off Time
    4:00pm EST
  • Minimum Investment
    $0
  • Asset Class
    Money Market Fund

Fund Statistics

as of XX/XX/XXXX

  • NAV
    -
  • 7 Day Yield1
    -
  • Daily Liquid Assets
    -
  • Weekly Liquid Assets
    -
  • WAM (days)2
    -
  • WAL (days)3
    -
  • Fund Assets
    -
  • Expense Ratio4
    0.95%

1 7-Day Yield: is the average income return over the previous seven days, assuming a fixed rate for one year. It is the fund’s total income net of expenses, divided by the total number of outstanding shares and includes any applicable waiver or reimbursement.

2 Weighted Average Maturity (WAM): This is the weighted average of all the maturities of the securities held in a fund. It can be used to measure sensitivity to interest rate changes and markets changes.

3 Weighted Average Life (WAL): is the weighted average of the life of the securities held in a fund or portfolio and can be used as a measure of sensitivity to changes in liquidity and/or credit risk.

4 Expenses are as of the most current prospectus. Please see the prospectus for additional information.

Fund Facts

  • Ticker
    MFOXX
  • CUSIP
    23292A 874
  • Fund Inception Date
    04/16/2025
  • Share Class
    Class I Withholding
  • Fund Cut-off Time
    4:00pm EST
  • Minimum Investment
    $0
  • Asset Class
    Money Market Fund

Fund Statistics

as of XX/XX/XXXX

  • NAV
    -
  • 7 Day Yield1
    -
  • Daily Liquid Assets
    -
  • Weekly Liquid Assets
    -
  • WAM (days)2
    -
  • WAL (days)3
    -
  • Fund Assets
    -
  • Expense Ratio4
    0.70%

1 7-Day Yield: is the average income return over the previous seven days, assuming a fixed rate for one year. It is the fund’s total income net of expenses, divided by the total number of outstanding shares and includes any applicable waiver or reimbursement.

2 Weighted Average Maturity (WAM): This is the weighted average of all the maturities of the securities held in a fund. It can be used to measure sensitivity to interest rate changes and markets changes.

3 Weighted Average Life (WAL): is the weighted average of the life of the securities held in a fund or portfolio and can be used as a measure of sensitivity to changes in liquidity and/or credit risk.

4 Expenses are as of the most current prospectus. Please see the prospectus for additional information.

Fund Facts

  • Ticker
    MFUXX
  • CUSIP
    23292A 866
  • Fund Inception Date
    04/16/2025
  • Share Class
    Class I Non-Withholding
  • Fund Cut-off Time
    4:00pm EST
  • Minimum Investment
    $0
  • Asset Class
    Money Market Fund

Fund Statistics

as of XX/XX/XXXX

  • NAV
    -
  • 7 Day Yield1
    -
  • Daily Liquid Assets
    -
  • Weekly Liquid Assets
    -
  • WAM (days)2
    -
  • WAL (days)3
    -
  • Fund Assets
    -
  • Expense Ratio4
    0.70%

1 7-Day Yield: is the average income return over the previous seven days, assuming a fixed rate for one year. It is the fund’s total income net of expenses, divided by the total number of outstanding shares and includes any applicable waiver or reimbursement.

2 Weighted Average Maturity (WAM): This is the weighted average of all the maturities of the securities held in a fund. It can be used to measure sensitivity to interest rate changes and markets changes.

3 Weighted Average Life (WAL): is the weighted average of the life of the securities held in a fund or portfolio and can be used as a measure of sensitivity to changes in liquidity and/or credit risk.

4 Expenses are as of the most current prospectus. Please see the prospectus for additional information.

Performance

As of 09/30/2025

Cumulative Returns Annualized Returns
1 Month 3 Months YTD 1 Year 3 Years 5 Years 10 Years 15 years Since inception
(04/16/2025)
MFAXX 0.27% 0.83% N/A N/A N/A N/A N/A N/A 1.53%
MFEXX 0.27% 0.83% N/A N/A N/A N/A N/A N/A 1.53%
MFOXX 0.27% 0.83% N/A N/A N/A N/A N/A N/A 1.53%
MFUXX 0.27% 0.83% N/A N/A N/A N/A N/A N/A 1.53%

The performance data featured represents past performance, which is not a guarantee of future results. The investment return of an investment will fluctuate; therefore, your shares, when redeemed, may be worth more or less than their original cost. You may obtain performance data current to the most recent month-end by visiting www.dgiinvest.com.

Long-term performance data (1 to 15 years) is not yet available. These metrics will be published as the fund reaches each respective time period. The fund inception date is 4/16/2025.

Fees

Class Gross Expenses Net Expenses
MFAXX 0.95% 0.95%
MFEXX 0.95% 0.95%
MFOXX 0.70% 0.70%
MFUXX 0.70% 0.70%

The Adviser has contractually agreed to waive fees and/or reimburse expenses to the extent that Fund’s total annual fund operating expenses (including organizational and initial offering expenses, excluding interest, taxes, brokerage commissions and extraordinary expenses) exceed 0.95% of the average daily net assets of the Fund. Any amounts contractually waived or reimbursed by the Investment Adviser will be subject to repayment by the Fund to the Investment Adviser within three years, calculated monthly from when the waiver or reimbursement was recorded. Any repayment to the Investment Adviser will not cause the Fund’s expenses to exceed (i) the expense limitation at the time the fees are waived and (ii) the expense limitation in effect at the time of such reimbursement. The expense limitation may not be terminated until at least April 17, 2026, except by the Board.

Expenses are as of the most current prospectus. Please see the prospectus for additional information.

All Holdings

As of XX/XX/XXXX

Category CUSIP Principal Amount ($) Maturity Date Coupon/Yield (%) Market Value ($)

Form N-MFP is filed monthly with the Securities and Exchange Commission (SEC) and contains additional information about the money market fund and its portfolio holdings. Form N-MFP is available on the SEC's website and a link has been provided below for your convenience to access the historical filings.

https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=1843841&type=N-MFP&dateb=&count=20&scd=filings

*Holdings are subject to change at any time and are not intended as recommendations to purchase or sell securities.

Portfolio Holdings by Issuer Type

As of XX/XX/XXXX

Fund

Portfolio Stats

As of XX/XX/XXXX

Fund Assets $XXX.XX

Historical NAV

As of XX/XX/XXXX

The Fund’s historical mark-to-market net asset value (“NAV”) in the chart reflects the Fund’s NAV per share calculated based on current market factors before applying the amortized cost and/or penny-rounding method, rounded to the fourth decimal place. The mark-to-market NAV is shown at the Fund level. The mark-to-market NAV does not reflect the price at which an investor may transact in the Fund because the Fund uses the amortized cost method of valuation to value its securities when calculating its net asset value for the purpose of fund share transactions.

Daily & Weekly Liquid Assets

As of XX/XX/XXXX

1Daily liquid assets includes cash, direct obligations of the U.S. Government and securities that mature or are subject to a demand feature exercisable and payable within one business day.

2Weekly liquid assets include cash, direct obligations of the U.S. Government, government securities issued by entities controlled or supervised by and acting as instrumentalities of the U.S. Government pursuant to authority granted by Congress—provided these securities are issued at a discount to the principal amount to be repaid at maturity without provision for interest and have a remaining maturity of 60 days or less—securities that will mature or are subject to a demand feature exercisable and payable within five business days, and amounts receivable and due unconditionally within five business days from pending sales of portfolio securities.

Net Inflows/Outflows

As of XX/XX/XXXX

Weighted Average Maturity (in days)

Download Data

Weighted Average Life (in days)

Download Data

Dividend Schedule

As of XX/XX/XXXX

Class Ex-Date Record Date Payable Date Per Share Amount Distribution Type
You could lose money by investing in the Fund. Although the Fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. An investment in the Fund is not a bank account and is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The Fund's sponsor is not required to reimburse the Fund for losses, and you should not expect that the sponsor will provide financial support to the Fund at any time, including during periods of market stress. The Fund's ability to maintain a stable price per share can be negatively affected during periods of high redemption pressures, illiquid markets, and/or significant market volatility.